Seasoned experts in real estate lending.

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Christopher Fiumara, Founder, CFM, CPLA is a 2000 graduate of Richmond College, The American International University in London.

He entered the real estate industry in 1995 as a rental agent and since has been a developer, owner, operator, landlord, and lender. Chris has owned over 300 rental units which he managed with a hands-on approach.

Chris founded Suffolk Management, LLC in 2000 as a real estate development, management, and consulting company. Under the Suffolk umbrella, Chris has bought and sold over $33 million worth of real estate. He has negotiated all aspects of real estate transactions with contractors, sellers, and buyers.

Chris founded Crowd Lending, Inc. in 2015 with his partner, Dan Najarian. Chris utilizes his experience to see the big picture of the real estate world. His focus is on recruiting investors, securing creditable borrowers, and leading Crowd Lending Inc. into the future.

Chris has earned the Certified Fund Manager designation and the Certified Private Lender Associate designation from the American Association of Private Lenders.

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Daniel J. Najarian is a 1998 graduate of Boston College and a 2001 graduate of Suffolk University Law School where he graduated with honors. He is licensed to practice in Massachusetts and the United States District Court for the District of Massachusetts.

In 2009 Dan opened Najarian & Associates, LLC and he has been in real estate ever since. Over the last 9 years, Dan has represented buyers, sellers, and lenders in over 900 real estate transactions. Najarian has also represented landlords in real estate-related matters since 2002. Additionally, Dan founded Najarian Investments, LLC and has been involved in over twenty single-family residential rehabilitation projects.

In 2015, Dan Co-Founded Crowd Lending, Inc. with Christopher Fiumara and has been the company’s CEO since its inception. He is responsible for the day-to-day operation of the company including the vetting of both investor and lending opportunities. Dan is hands-on in all aspects of the company and uses his extensive real estate experience to service investors and borrowers. He ensures the company is moving towards its long-term goals.

Dan has earned the Certified Fund Manager designation from the American Association of Private Lenders.

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Christopher J Roche attended U-Mass Boston and studied political science. Prior to real estate, Chris managed political campaigns in the Boston area and also worked in Boston city government.

He began his real estate career in 2001 as a licensed residential broker. He played a key role in assisting investors and developers through the permitting process and is adept at adding and creating value with distressed properties.

In 2007, Chris began structuring private real estate commercial loans. His intimate knowledge of the Boston real estate market, keen underwriting skills, and longtime relationships with developers and investors have led to the successful funding of 600 million dollars in debt and equity financing for residential and commercial real estate.

Chris is a strategic and creative problem solver with an intuitive ability to convert challenging transactions into successful private mortgage solutions.

Christopher lives in Boston with his wife and five children. In his spare time, he enjoys playing golf and traveling. He is proud to be a lifelong Bostonian but even prouder to be a husband and father.

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Nick attended Bryant University, where he graduated with a BSBA in Accounting and a minor in Statistics in 2014. At Bryant University he was a D1 Track and Field athlete, a member of various clubs and programs, and had several internships with a Big Four accounting firm.

After Bryant, Nick started full-time in the Assurance practice at a Big Four accounting firm, where he served various clients in the real estate, retail, technology, and financial services industries. Through these various positions and experiences, Nick has learned how to lead and be a contributing member of a team, as well as the importance and value of relationships.

At Crowd Lending, Inc., Nick is responsible for managing a team of staff accountants, review of quarterly and annual financial statements, coordinating the financial statement audit, preparing budgets and forecasts, and preparation of various reporting requirements. Nick has also developed a standard set of controls that all individuals in financial reporting adhere to.

In his free time, Nick enjoys working on his car, street photography, and playing around with his dogs, Biscuit and Coco.

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Keith Carter, a Fairfield University graduate, has spent the last 15 years working in the commercial construction industry. Keith is a licensed real estate agent and comes with a background in project management, estimating, and sales.

Keith resides in Duxbury MA with his wife and children. In his spare time, Keith enjoys coaching ice hockey, playing golf, and spending time with family and friends.

In Keith’s current role, he focuses on construction draw inspections and borrower relationships.

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Madison graduated from Saint Anselm College in 2020 with a degree in Finance and Math. After graduating, she gained real estate knowledge as an independent Mortgage Loan Officer. During this time, she learned the ins and outs of the real estate market while excelling in customer relationships, critical thinking, and leadership.

Madison joined the Crowd Lending family in 2022. As Director of Operations, it's her priority to secure capital distributions and oversee the backend of loans until they have paid off.

When Madison is not working, you can find her in a yoga class, visiting her family in New Hampshire, or exploring Boston with friends.

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I’m Anh “Jeremy” Le, a proud employee at Crowd Lending Inc. My life has changed dramatically when I came to the US. I came here as an international college student studying finance and big data. I have been with Crowd Lending ever since I graduated from Suffolk University in 2020. At Crowd Lending, I handle the day to day accounting tasks and work closely with the COO to manage the quarterly and yearly reports. In my free time, I like to build gaming pcs and watch epsorts. Also, my super power is that I can wiggle my ears.

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Mike Najarian graduated from Boston College in 2003 as a Finance and Accounting major and a Philosophy minor. He worked several years at PricewaterhouseCoopers (PwC) in the Investment Management Division auditing high-profile mutual funds and pension plans.  After PwC, Mike worked on the finance team at a venture capital firm named General Catalyst, where he assisted the CFO directly.

In 2012, Mike acquired his Series 7, 63, and 65 licenses and his life and health insurance licenses and began building a financial advising/investment management practice off of his father's successful accounting practice in Braintree, MA. From April of 2012 until January of 2020 Mike practiced as an Investment Advisor Representative of the distinguished broker-dealer firm Cambridge Investment Research.

In January of 2020, Mike left the broker-dealer space and formed his own RIA (Registered Investment Advisor) under the name Najarian Financial LLC, using Charles Schwab as his main custodian.  Mike began working with Crowd Lending amidst frustration with the alternatives available through the broker-dealer and RIA spaces. Many non-traded REITs, BDCs, and interval funds lacked transparency and performance and displayed declining yields. Crowd Lending offered a different narrative of multiple income streams while completely debt-focused.  Mike came aboard to bridge this alternative income gap in his own practice and to bring it to other like-minded financial professionals and investors alike.

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Born on the South Central Coast of Vietnam, Anh Kieu moved to the United States when she was twelve. After graduating from Umass Boston in 2021 with a Bachelor in Finance and Business Intelligence, Anh began working as a loan processor for a local mortgage broker. In this role, she gained an abundance of residential mortgage knowledge, as well as loan processing experience. When she’s not working, Anh enjoys hanging out with friends and family, traveling, exploring new cuisines, or relaxing with her cat, Luna.

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Adi Guzelian is a Marketing Specialist at Crowd Lending, Inc. Born and raised in Massachusetts, Adi earned a Bachelor’s degree in Marketing from Suffolk University and an MBA from Bentley University. She is passionate about marketing strategy and creating meaningful connections with consumers, with a particular interest in real estate. Outside of work, she enjoys cooking, traveling, and spending quality time with friends/family.

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Manning recently graduated from the University of New Hampshire with a degree in Finance. He enjoys coaching High School Hockey and worked for over 2 years as a mover. Manning’s hidden guilty pleasure is enjoying Ice Castles.

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Robert Nichols was born and raised in the Dorchester neighborhood of Boston MA. After graduating from the University of Connecticut in 2003, Robert began his career in real estate on the advice of a family friend.

In 2004 at the age of 23, he purchased his first investment property and became a licensed real estate agent in 2005. In 2008 Robert became a full-time project manager for a new construction company where he began to hone his skills as a real estate developer.

Since 2008 Robert has founded Boston Trust Realty Group, a full-service brokerage firm, and New City Investors, a real estate investment and development company.

Robert began his lending career in 2010 when working as a processor for a commercial finance company and in 2018 joined the Crowd Lending team as a loan originator. Since joining Crowd Lending, Robert has originated nearly $20M in private real estate loans throughout New England and in Chicago.

When Robert isn’t originating loans and developing real estate, he enjoys trips down the Cape with his wife and 4 children. Robert believes that hard work makes anything possible. As Abraham Lincoln famously said, “The Best Way To Predict Your Future Is To Create It.”

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Sam's journey into finance began at the University of Colorado Boulder, where he earned a Bachelor of Science in Business Administration with dual emphases in Finance and Real Estate.

During his tenure at Barnside Capital, LLC, as a Summer Intern, Sam honed his expertise in tax credit analysis and investor relations. Leveraging strong communication skills, he engaged with clients to gather crucial data for potential 1031 Tax Exchanges, demonstrating his resourcefulness and proactive approach.

In his spare time, you'll find Sam enjoying the great outdoors, whether on the golf course, at the beach, or cheering on his favorite sports teams. His enthusiasm for life is reflected in his work ethic and dedication to helping clients achieve their real estate investment goals with confidence and success.

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Meet Marco Vieira, a unique blend of Boston roots, Florida sunshine, and Brazilian heritage.

Before delving into real estate, Marco thrived in Orlando's bustling car industry, where he soaked in invaluable lessons in business and determination.

In 2021, Marco returned to his roots drawn by the magnetic pull of Massachusetts' thriving real estate market. As he embarked on his path as a real estate agent, Marco's true passion emerged: guiding clients through every step of their real estate ventures, ensuring their dreams become reality.

Beyond work, Marco enjoys spending his time in the gym, nurturing both his physical and mental well-being, staying up-to-date with the latest trends in the ever-evolving realms of real estate and finance, and spending quality time with his family in Florida.